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Apparently credit card companies are realizing that they're the
first to go when it comes to paying off bills for income-challenged
consumers. Since so many consumers are struggling, there is a new "Help With My Credit" campaign along with a website and toll-free number to deal with the mounting losses from defaults on credit-card payments. Several of the credit-card companies are on board.
They want people to understand "the assistance and options that are available," said a spokesman for Help With My Credit. Callers to 866.941-1030 might be able to negotiate lower fees, extended payment plans or make other agreements. The Help With My Credit campaign is available to make more consumers aware of their possible options.
Obviously
the credit card companies want to get paid; thus, as a consumer, I see
this as a way for consumers to possibly get some help along the way.
It seems like such a good idea, I'm wondering why more mortgage lenders aren't doing the same?
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If you have never been to the Renaissance Festival, beginning today, February 7, 2009, just east of Mesa
about 12 miles, there's some fun going on. Last year my husband and I
made the trip and participated in the festivities. I've provided the
link for more information about the Renaissance Festival and Artisan Marketplace. Today
is the first day of eight weekends from 10:00 a.m. to 6:00 p.m.
including President's Day. The last day of the Festival is on the 29th
of March.
The Talking Tree!!!!
There are lots of attendees, including families, and those dressed
to the hilt. It looks as if we step back in time with the primeval
buildings, costumes and regalia. Those working at the Festival were
delightful, and many of those who attend the Festival regularly, were
donned in period costumes.
Lots of yummy food including: turkey legs, pizza, cinnamon almonds,
ice cream and more. There were jewelry and pottery shops, shoe shops
for those special period boots and costume shops for those having their
photos taken, caricatures, etc. Palm reading, horoscope, tarot cards
and more. Trust me, people really get into this stuff, and many travel
to other states to participate.
12 Stages or Theatres with entertainment going continually. I don't
know if they are there this year, but last year, we sat down and
watched the Wyldmen at the Mud Stage. It was a riot. The two "stars"
did an act in slow motion, and eventually ended up in the mud. Very
funny. The little ones were invited to sit in front if they wanted to
with the explanation that there would be mud flying. The kids who were
okay (and their parents were okay with it) all sat close to the mud
pit. They did get splattered as warned.
So much to do here in our Phoenix Valley. For those of you visiting or living in or around Mesa or Phoenix,
it's well worth the trip. There are lots of things to do for young and
old. As for me and my hubby? Two hours was just perfect. Lots of fun.
Be sure to gather up your friends and families and make a day of it.
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The Wildflower Walk at the Lost Dutchman State Park
is a beautiful and close in place to visit. If you are
into photography, bring your camera. There will be plenty of beautiful
vistas of poppies in hues of orange and yellow. Last year, I took this walk and shared some of my photos in this post: Lost Dutchman State Park. I will plan to go again this year sometime in March as the Superstition Foothills begin to bloom. Located just east of Mesa, Arizona at Highway 88, this is definitely worth the trip. For more details, you can logon to azstateparks.
Another place close by, is located in Sedona, Arizona.
If you've not been to Sedona, you are truly missing out. Red rocks, red
mountains, and beautiful, beautiful scenic views. From Phoenix, you
would head north on the I-17, and then exit on 89A which takes you
right through Sedona. If you were to continue on this highway, through
Sedona, you would end up in Flagstaff at the top of about 17 miles of a
zig-zag mountain climb. Breathtaking! Along the way, you would pass by
a popular state park, Slide Rock. I've shared pictures from Sedona,
Jerome and Slide Rock as well. Just click on the link. Also available in Sedona, are Hot-air balloon rides. Check out the information at: NorthernLightBalloon and RedRockBalloonAdventures.
The third place to visit is The Grand Canyon....there is a trail
requiring the visitor to be physically fit called the Grandview Trail.
For those of us not quite as athletic, spend the day strolling along
the paved Rim Trail, and be sure to bring your camera for a snapshot of
the beautiful sunsets and vistas. Here's a link
to find more information on visiting the Grand Canyon. I've not got
photos to share, but I plan to visit there this spring and will post
photos of our beautiful canyon with all of you.
There are myriad places to visit and stuff to do in Mesa, Az and beyond. I've recently shared two of them with photographs and links for more information.
The Phoenix Botanical Gardens with Chihuly, the nature of glass showing right now.
The Renaissance Festival - located east of Mesa about 10 miles or so. Going on right now.
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Are you watching? Are you paying attention? Now that I have your
attention, here's the deal: I have a TON of electronic "stuff." I
suspect that most of us are aware that even though our computers or
other electronic devices a re turned "off," but plugged in, they are
still drawing power. The electric company refers to them as "vampires."
Computers are among the energy vampires in many homes; however, we can contain their energy appetities by
using the new power strips which automatically turn off the printer,
scanner and monitor when the computer is shut down. I generally leave
mine on, but will rethink the idea of having a vampire in my home.
SRP in the Phoenix, Arizona Valley has a list of retailers who sell these new energy-saving power strips. Visit their website to learn more about our electricity wasters. We all need to conserve.
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Those
of us who live year round in Arizona, are fairly energy efficient
during the summer months because of our higher electric bills; however,
during the winter, we need be equally as diligent in exercising care.
Just a few small tips will save us the money we would prefer spending
on food, clothing, and necessities:
1. Set your thermostat
between 66-68 degrees (health permitting) - and at night, turn your
thermostat off....stay warm under comforters and blankets. We wear
longer sleeved shirts, and flannels around the house during the day to
stay comfortable.
2. Keeping our window blinds open during the day with the sun shining in, and closed as it cools down.
3. Change our heater/furnace filters regularly.
4. Weatherize your home including caulking and weather stripping around drafty doors and windows.
5. Install a digital thermostat which enables you to program it to turn down or off while away or in the late evening.
This is just a small sampling of ideas - it does get cold, even in Arizona!
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