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	   <dc:date>2010-09-03T03:36:25+01:00</dc:date>
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				<rdf:li rdf:resource="http://www.teriellis.com/phoenix-valley-and-mesa-homes--real-estate/welcome-to-phoenix-valley-real-estate.htm"/>
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				<rdf:li rdf:resource="http://www.teriellis.com/phoenix-valley-homes-blog/phoenix-and-mesa-arizona-valley-buyers-and-sellers-appraisal-issues.htm"/>
				<rdf:li rdf:resource="http://www.teriellis.com/phoenix-valley-homes-blog/buyers---so-you-think-you-want-to-purchase-a-short-sale-a-heads-up.htm"/>
				<rdf:li rdf:resource="http://www.teriellis.com/phoenix-valley-homes-blog/arizona-visitors---a-paradise-for-hikers-hiking-trails-in-phoenix-valley.htm"/>
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		<title>Powered by Joomla!</title>
		<link>http://www.teriellis.com</link>
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	<item rdf:about="http://www.teriellis.com/phoenix-valley-and-mesa-homes--real-estate/welcome-to-phoenix-valley-real-estate.htm">
		<dc:format>text/html</dc:format>
		<dc:date>2004-06-12T11:54:06+01:00</dc:date>
		<dc:source>http://www.teriellis.com</dc:source>
		<title>Welcome to Homes Arizona Real Estate Website</title>
		<link>http://www.teriellis.com/phoenix-valley-and-mesa-homes--real-estate/welcome-to-phoenix-valley-real-estate.htm</link>
		<description>Apache Junction (http://idx.diversesolutions.com/link/70239) 
			
			
			
			
				Goodyear (http://idx.diversesolutions.com/link/70251)
			
			
			
			
				Sun City (http://idx.diversesolutions.com/link/70271)
			
			
		
		
			
			
				Avondale (http://idx.diversesolutions.com/link/70240)
			
			
			
			
				Higley (http://idx.diversesolutions.com/link/70248)
			
			
			
			
				Surprise (http://idx.diversesolutions.com/link/70273)
			
			
		
		
			
			
				Buckeye (http://idx.diversesolutions.com/link/70241)
			
			
			
			
				Laveen (http://idx.diversesolutions.com/link/70261)
			
			
			
			
				Tempe (http://idx.diversesolutions.com/link/70274)
			
			
		
		
			
			
				Carefree (http://idx.diversesolutions.com/link/70242)
			
			
			
			
				Litchfield Park (http://idx.diversesolutions.com/link/70263)
			
			
			
			
				Tolleson (http://idx.diversesolutions.com/link/70275)
			
			
		
		
			
			
				Cave Creek (http://idx.diversesolutions.com/link/70243)
			
			
			
			
				Maricopa (http://idx.diversesolutions.com/link/70264)
			
			
			
			
				Waddell (http://idx.diversesolutions.com/link/69018)
			
			
		
		
			
			
				Chandler (http://idx.diversesolutions.com/link/70244)
			
			
			
			
				Mesa (http://idx.diversesolutions.com/link/70265) 
			
			
			 
		
		
			
			
				Chandler Heights (http://idx.diversesolutions.com/link/70245)
			
			
			
			
				Paradise Valley (http://idx.diversesolutions.com/link/70266)
			
			
			
			
				Fountain Hills (http://idx.diversesolutions.com/link/70246)
			
			
			
			
				Peoria (http://idx.diversesolutions.com/link/70267)
			
			
			
			
				Phoenix
				North
			
			
		
		
			
			
				Gilbert (http://idx.diversesolutions.com/link/70247)
			
			
			
			
				Queen Creek (http://idx.diversesolutions.com/link/70268)
			
			
			
			
				Phoenix
				North Central 
			
			
		
		
			
			
				Glendale (http://idx.diversesolutions.com/link/70249)
			
			
			
			
				San Tan Valley (http://idx.diversesolutions.com/link/70269)
			
			
			
			
				Phoenix
				South
			
			
		
		
			
			
				Gold Canyon (http://idx.diversesolutions.com/link/70250)
			
			
			
			
				Scottsdale (http://idx.diversesolutions.com/link/70270)
			
			
			
			
				Phoenix
				West
			
			
		
	



 


</description>
	</item>
	<item rdf:about="http://www.teriellis.com/frontpage/about-teriellis.com.htm">
		<dc:format>text/html</dc:format>
		<dc:date>2006-12-18T10:43:20+01:00</dc:date>
		<dc:source>http://www.teriellis.com</dc:source>
		<title>About Homes Arizona</title>
		<link>http://www.teriellis.com/frontpage/about-teriellis.com.htm</link>
		<description>
	
		
			
			
			Homes
			Arizona Real Estate provides real estate services in Phoenix, Arizona and 
			surrounding areas including the communities of Mesa (index.php?option=com_content task=view id=17 Itemid=31), Gilbert (index.php?option=com_content task=view id=18 Itemid=32), Chandler (index.php?option=com_content task=view id=19 Itemid=33), Ahwatukee (index.php?option=com_content task=view id=59 Itemid=108),
			Apache
			Junction (index.php?option=com_content task=view id=60 Itemid=109), Gold
			Canyon (index.php?option=com_content task=view id=46 Itemid=73), Queen
			Creek (index.php?option=com_content task=view id=45 Itemid=72), Tempe (index.php?option=com_content task=view id=47 Itemid=74), Waddell, Goodyear, Litchfield Park, Buckeye, Scottsdale, Surprise, Carefree, Higley, Laveen, Tolleson, Paradise Valley, Carefree, Adult Communities, and new home construction 
			throughout Maricopa (index.php?option=com_content task=view id=16 Itemid=30)
			and Pinal County. This website offers buyers and sellers valuable information on the Phoenix
			Valley schools (index.php?option=com_content task=view id=55 Itemid=100) as well as the ability to search all homes that 
			are 
			for sale in the Phoenix, Arizona area.  
			
			
			Additionally, those searching for homes will be able to set up their own search parameters by providing an email and name along with the information important to them. We are but a phone call or email away. Need help finding a loan officer? Give us a call! Questions on a short sale? foreclosure? We are here to help!
			
			
			
		
	

</description>
	</item>
	<item rdf:about="http://www.teriellis.com/phoenix-valley-homes-blog/phoenix-and-mesa-arizona-valley-buyers-and-sellers-appraisal-issues.htm">
		<dc:format>text/html</dc:format>
		<dc:date>2009-06-01T11:24:31+01:00</dc:date>
		<dc:source>http://www.teriellis.com</dc:source>
		<title>Phoenix and Mesa, Arizona Valley! Buyers and Sellers! Appraisal Issues!</title>
		<link>http://www.teriellis.com/phoenix-valley-homes-blog/phoenix-and-mesa-arizona-valley-buyers-and-sellers-appraisal-issues.htm</link>
		<description>The real estate market in the Phoenix, Arizona and Mesa, Arizona valley is going through more twists and turns as foreclosed homes come onto the market.

Home Valuation Code of Conduct (https://www.efanniemae.com/sf/guides/ssg/relatedsellinginfo/appcode/pdf/hvcc.pdf) 
was placed into effect. No longer are the lenders allowed to speak with
the appraisers &amp;ndash; nor are they allowed to &amp;ldquo;choose&amp;rdquo; the appraisers that
will be appraising a home &amp;ldquo;they&amp;rdquo; are lending on. Bottom line? It&amp;rsquo;s a
mess!


The left doesn&amp;rsquo;t know what
the right is doing, homes are not appraising, and there are multiple
bids on the most desirable homes.


here (https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2009/0901.pdf) and here (https://www.efanniemae.com/sf/guides/ssg/relatedsellinginfo/appcode/pdf/hvccfaqs.pdf). 

</description>
	</item>
	<item rdf:about="http://www.teriellis.com/phoenix-valley-homes-blog/buyers---so-you-think-you-want-to-purchase-a-short-sale-a-heads-up.htm">
		<dc:format>text/html</dc:format>
		<dc:date>2009-03-31T15:10:17+01:00</dc:date>
		<dc:source>http://www.teriellis.com</dc:source>
		<title>Buyers - So You Think You Want to Purchase a Short Sale? A Head's Up!</title>
		<link>http://www.teriellis.com/phoenix-valley-homes-blog/buyers---so-you-think-you-want-to-purchase-a-short-sale-a-heads-up.htm</link>
		<description>
Many buyers that ARE in the market to 
purchase a home have an unreasonable expectation of what homes cost.
They hear all about the &amp;ldquo;deals&amp;rdquo; out there for $50,000 $60,000 and up,
and are looking at those prices. And they want a four bedroom, pool,
three car garage, etc. I&amp;rsquo;m even hearing such things as &amp;ldquo;that home is
way overpriced!&amp;rdquo; Really? How does the buyer know that &amp;ndash; unless he/she
hears that from a friend, or watches the news, or reads the newspaper.
How about &amp;ldquo;asking&amp;rdquo; the Realtor?


 EVEN if the property is overpriced, it won&amp;rsquo;t appraise! Typically, those low ball prices indicate a beginning price, or the property has major issues. Even up to $100,000 is a questionable number when purchasing a nice home &amp;ndash; even in Arizona.


Many are walking away from the short sales. One warning for all of those buyers considering of a short sale, and thinking what a great deal they will get. Yes, SOME may work, but the majority do NOT. 


For one example: What if you make an offer on a short sale, and the seller, as most do,
has a second on the property? What if the second lender won&amp;rsquo;t acquiesce
on the money owed to them? Then what? I&amp;rsquo;ll tell you what!! For months
you wait &amp;ndash; the first finally agrees on a dollar amount -  but the
second won&amp;rsquo;t budge.


The
deal falls through. Simple as that. Never mind that the second loses
its entire dollar amount owed if the home is foreclosed upon. I was
showing a home on Saturday, spoke with the listing agent, and after
months of waiting, this exact scenario happened, and the buyers walked.



Consider purchasing from a seller with whom
you can negotiate, and who will make those repairs, and provide you
with the disclosures and insurance information that is important. On
Saturday, last, I showed several homes &amp;ndash; one of which was listed by a
seller! It was comparable in size and in price &amp;ndash; and in STELLAR
condition.


Yes, this is
a great time to buy a home, but do so wisely. Work with an experienced
and knowledgeable Realtor who can advise and counsel you through the
process.

</description>
	</item>
	<item rdf:about="http://www.teriellis.com/phoenix-valley-homes-blog/arizona-visitors---a-paradise-for-hikers-hiking-trails-in-phoenix-valley.htm">
		<dc:format>text/html</dc:format>
		<dc:date>2009-01-20T00:41:54+01:00</dc:date>
		<dc:source>http://www.teriellis.com</dc:source>
		<title>Arizona Visitors - A Paradise for Hikers! Hiking Trails in Phoenix Valley!</title>
		<link>http://www.teriellis.com/phoenix-valley-homes-blog/arizona-visitors---a-paradise-for-hikers-hiking-trails-in-phoenix-valley.htm</link>
		<description>If
you love to hike, you will LOVE Arizona. Right now, we are unusually
warm - in the mid to high 70&amp;#39;s, but it&amp;#39;s perfect for being outdoors.
For anyone that hikes or just wants to stroll along a trail, be sure to
be prepared. Bring plenty of water and a cell phone.  Even when I take a stroll - because it certainly isn&amp;#39;t a  hike  for me, I bring water, and I&amp;#39;m never alone.



When those that are unfamiliar with our climate, exit the airplaine
with shorts and t-shirts, (coming from the east) they&amp;#39;re ready to rock
and roll and love our warm and sunny outdoors.




I&amp;#39;m providing a list of some of our hiking trails for those of you looking for a good trail.



1.  Camelback Mountain Echo Canyon Recreation Area (http://phoenix.gov/PARKS/hikecmlb.html) - East McDonald Drive - Phoenix, Az 85018; Phone: 602.262-4837




2.  Piestewa Peak (http://phoenix.gov/PARKS/hikephx.html) - 2701 East Squaw Peak Drive, Phoenix, Az 85016; Phone: 602.262-7901 (right off of the 51)




3.  Superstition Mountains at Lost Dutchman State Park (http://www.azstateparks.com/Parks/LODU/index.html) - State Route 88, Apache Junction, Az; Phone: 520.982-4485




4.  Dreamy Draw Recreation Area (http://phoenix.gov/PARKS/hikephx.html) - 2421 East Northern Avenue, Phoenix 85021; Phone: 602.262-6696




5.  Tempe Town Lake (http://www.patsrun.com/) - Mill Avenue and Rio Salado, Tempe 85289; Phone: 480.350-8625




6.  Papago Park (http://phoenix.gov/parks/hikepapa.html) - 625 North Galvin Parkway, Phoenix 85008; Phone: 602.256-3220




7.  South Mountain Park (http://phoenix.gov/parks/hikesoth.html) - 10919 South Central Avenue, Phoenix 85042; Phone: 602.495-0222




8.  Shaw Butte Park (http://www.arizonensis.org/sonoran/places/northmountain.html) - 12898 North Central Avenue, Phoenix 85020; Phone: 602.262-6696




9.  Thunderbird Park (http://www.trails.com/tcatalog_trail.aspx?TrailID=XMR014-022) - 9170 East Thunderbird Road, Scottsdale 85260; Phone: 480.312-2771




 




These trails are very popular and well marked. There are others as
well. Just off of I-60 heading east from Mesa into Gold Canyon, there
is a nice and mild hill on the north side of the freeway. I see cars
parked there daily. Enjoy your hike, but again - take plenty of water,
wear good hiking shoes, and take a cell and a friend. ;-)


</description>
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